🏥Nurse / RN

Nurse & RN Paycheck Calculator

Calculate take-home pay with overtime, shift differentials, and travel nurse stipends factored in. All 50 states, updated for 2026.

OT at 1.5× Shift differential Travel nurse stipends 2026 brackets

Your pay details

Hourly base rate

Regular hours / week

Typical: 36 hrs (3×12) or 40 hrs

OT hours / week

Paid at 1.5× base rate

Shift differential / hr

Nights/weekends extra pay

Diff hours / week

Travel stipend / week

Tax-free if IRS rules met

State

Filing status

Annual take-home pay

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Per paycheck (bi-wk)

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Total taxes

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Effective rate

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Pay breakdown

Tax breakdown

💡 Nurse pay tips

Travel nurse stipends (housing, meals, incidentals) are tax-free if you maintain a tax home and meet IRS requirements — they don't count as taxable income.
Overtime is taxed at your marginal rate, not a flat 40% — the "OT is taxed more" myth comes from withholding, not actual tax owed.
Shift differentials are fully taxable as regular wages.
Consider 403(b) or 457(b) pre-tax contributions if your hospital offers them — reduces taxable income dollar for dollar.